Terms & Conditions — phil163 User Agreement

These Terms and Conditions ("Terms") constitute a legally binding agreement between you ("User," "Player," or "you") and phil163 ("phil163," "we," "us," or " our") governing your access to and use of the phil163 online gaming platform available at https://phil163.net ("Platform").

By accessing the Platform, creating an account, or using any of our services, you acknowledge that you have read, understood, and agree to be bound by these Terms in their entirety. If you do not agree with any part of these Terms, you must immediately cease using the Platform.

To register and use phil163, you must satisfy all of the following eligibility requirements:

• You must be at least 21 years of age, as required under Philippine law for casino-style gambling activities.
• You must be a natural person with full legal capacity to enter into binding contracts under the laws of the Republic of the Philippines.
• You must not be a resident of, or accessing the Platform from, any jurisdiction where online gambling is prohibited by applicable law.
• You must not be a current employee, contractor, director, or officer of phil163, nor an immediate family member of such a person.
• You must not have been previously excluded or banned from the Platform or any other gaming platform operated under the same regulatory framework.

By registering an account, you represent and warrant that you meet all eligibility requirements listed above. Providing false information to circumvent eligibility requirements is a material breach of these Terms.

To access the full features of phil163, you must register a player account. The following rules apply to account registration and maintenance:

• One Account Per Person: Each individual may hold only one active account. Duplicate accounts are prohibited and will be closed upon detection.
• Accurate Information: You must provide accurate, current, and complete information during registration, including your full legal name, date of birth, and valid contact details.
• Account Security: You are solely responsible for maintaining the confidentiality of your login credentials. Do not share your username or password with any third party.
• KYC Verification: phil163 may require you to submit identity verification documents (government-issued ID, proof of address, etc.) as part of our Know Your Customer (KYC) process. Failure to complete KYC may result in restricted account functionality.
• Account Updates: You must promptly update your account information if any details change. Outdated information may delay withdrawal processing.

phil163 reserves the right to refuse account registration or close existing accounts at its sole discretion, including where we have reason to believe that eligibility requirements are not met or that the account is being used for fraudulent purposes.

phil163 accepts deposits through the following payment methods, which are available to Philippine-based players:

• GCash
• PayMaya / Maya
• Bank Transfer (BPI, BDO, Metrobank, UnionBank, Landbank, PNB, Security Bank)
• Debit Card

All deposits must be made from payment accounts registered in your own name. Third-party deposits are strictly prohibited. Minimum and maximum deposit amounts may apply and are displayed at the time of transaction. All transactions are processed in Philippine Peso (PHP / ₱).

phil163 does not charge fees for standard deposits; however, your payment provider may apply their own transaction fees. We are not responsible for fees charged by third-party payment processors.

Withdrawal requests are subject to the following conditions:

• Your account must have completed KYC verification before any withdrawal can be processed.
• Withdrawals will only be processed to a payment account registered in your own name — the same name as your phil163 account.
• Any active bonus funds must meet applicable wagering requirements before the associated winnings become eligible for withdrawal.
• phil163 reserves the right to conduct additional security checks before processing withdrawal requests, which may extend processing times.
• Minimum withdrawal amounts apply and are displayed within your account dashboard.

phil163 is not liable for delays caused by third-party payment processors, banking institutions, or circumstances beyond our reasonable control. If a withdrawal has not been received within the stated timeframe, please contact our support team.

phil163 offers various bonuses and promotional offers to eligible players. The following general terms apply to all bonuses unless otherwise specified in the individual promotion's terms:

• All bonuses are subject to wagering requirements that must be fulfilled before any bonus-derived winnings may be withdrawn.
• Bonuses are credited to your account in the form of bonus credits and cannot be withdrawn directly.
• phil163 reserves the right to modify, suspend, or withdraw any bonus or promotion at any time without prior notice.
• Bonuses are intended for personal recreational use only. Any attempt to exploit bonus offers through systematic play, collusion, or other means constitutes abuse and will result in forfeiture of the bonus and associated winnings.
• Each promotion may have specific eligibility criteria, time limits, game restrictions, and maximum withdrawal caps. These will be stated in the individual promotion's terms.
• phil163 reserves the right to reclaim bonus funds and any winnings derived from them if we determine that a bonus was claimed in breach of these Terms.

All games available on phil163 are governed by individual game rules, which are accessible within each game interface. By participating in any game, you agree to be bound by the applicable game rules.

phil163 uses certified Random Number Generation (RNG) technology to ensure that all game outcomes are genuinely random and not influenced by any external factor. Our platform undergoes regular independent audits to verify the integrity and fairness of all games.

phil163 reserves the right to void any game round or transaction where a technical error, software malfunction, or human error has resulted in an incorrect outcome or payout. In such cases, affected players will be notified and any incorrectly credited funds will be adjusted accordingly.

The following conduct is strictly prohibited on the phil163 platform. Violation of any of these prohibitions may result in immediate account suspension, permanent ban, forfeiture of funds, and referral to relevant law enforcement authorities:

• Using automated software, bots, scripts, or any other tool to interact with the Platform in a manner not intended for human players.
• Colluding with other players to gain an unfair advantage in any game.
• Engaging in any form of fraud, including but not limited to chargebacks, identity fraud, or payment fraud.
• Attempting to exploit software bugs, glitches, or vulnerabilities in the Platform.
• Using the Platform for any money laundering activity or in connection with any criminal enterprise.
• Registering multiple accounts or allowing another person to use your account.
• Providing false, misleading, or fraudulent information to phil163 at any time.
• Engaging in any conduct that disrupts the experience of other players or the normal operation of the Platform.

All content on the phil163 Platform, including but not limited to text, graphics, logos, game software, audio, video, and the overall design and layout of the Platform, is the intellectual property of phil163 or its licensors and is protected by applicable copyright, trademark, and other intellectual property laws.

You are granted a limited, non-exclusive, non-transferable, revocable license to access and use the Platform solely for your personal, non-commercial entertainment purposes. This license does not permit you to:

• Copy, reproduce, distribute, or create derivative works from any Platform content.
• Reverse engineer, decompile, or disassemble any software used in connection with the Platform.
• Use any phil163 trademarks, logos, or brand elements without our prior written consent.
• Frame or mirror any part of the Platform on any other website or application.

phil163 collects, processes, and stores personal data in accordance with our Privacy Policy, which is incorporated into these Terms by reference. By using the Platform, you consent to the collection and use of your personal data as described in our Privacy Policy.

We are committed to protecting your personal information and comply with applicable data protection laws in the Philippines, including the Data Privacy Act of 2012 (Republic Act No. 10173). For full details on how we handle your data, please review our Privacy Policy.

phil163 is committed to promoting responsible gaming and providing tools to help players maintain control over their gambling activity. We offer the following responsible gaming features:

• Deposit Limits: Set daily, weekly, or monthly deposit limits on your account.
• Session Time Limits: Restrict the amount of time you spend on the Platform per session.
• Self-Exclusion: Temporarily or permanently exclude yourself from the Platform. Contact our support team to activate self-exclusion.
• Reality Checks: Receive periodic reminders of the time you have spent playing.

phil163 strictly enforces the 21+ age requirement and will not knowingly permit minors to access the Platform. We encourage parents and guardians to use parental control software to prevent underage access to online gambling sites.

To the maximum extent permitted by applicable law, phil163 and its officers, directors, employees, and agents shall not be liable for any indirect, incidental, special, consequential, or punitive damages arising out of or in connection with your use of the Platform, including but not limited to:

• Loss of profits, revenue, or anticipated savings.
• Loss of data or corruption of data.
• Interruption or unavailability of the Platform due to technical issues, maintenance, or circumstances beyond our control.
• Unauthorized access to your account resulting from your failure to maintain the security of your login credentials.

The Platform is provided on an "as is" and "as available" basis. phil163 makes no warranties, express or implied, regarding the Platform's fitness for a particular purpose, uninterrupted availability, or freedom from errors.

Nothing in these Terms shall limit or exclude our liability for fraud, death, or personal injury caused by our negligence, or any other liability that cannot be excluded by law.

phil163 reserves the right to suspend or permanently close your account at any time, with or without prior notice, if we determine that:

• You have breached any provision of these Terms.
• You have engaged in fraudulent, abusive, or illegal activity.
• Your account poses a risk to the integrity of the Platform or other players.
• We are required to do so by applicable law or regulatory directive.

You may close your account at any time by contacting our customer support team. Upon account closure, any verified real-money balance remaining in your account (excluding bonus funds that have not met wagering requirements) will be returned to you via your registered payment method, subject to completion of any outstanding KYC requirements.

These Terms and any dispute or claim arising out of or in connection with them shall be governed by and construed in accordance with the laws of the Republic of the Philippines, without regard to its conflict of law provisions.

Any disputes arising under these Terms that cannot be resolved through our internal complaints process shall be subject to the exclusive jurisdiction of the competent courts of the Philippines. phil163 operates within the regulatory framework established by PAGCOR (Philippine Amusement and Gaming Corporation).

phil163 reserves the right to amend, update, or replace these Terms at any time. When material changes are made, we will notify registered players via email or a prominent notice on the Platform. The date of the most recent revision is indicated at the top of this document.

Your continued use of the Platform following the posting of revised Terms constitutes your acceptance of the updated Terms. If you do not agree to the revised Terms, you must cease using the Platform and may request account closure.

If you have any questions, concerns, or complaints regarding these Terms & Conditions, please contact the phil163 support team:

For responsible gaming support or to activate self-exclusion, please visit our Responsible Gaming page or contact support directly.